Services for Home Buyers

Congratulations!

You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision. I'll take you through the planning process step-by-step, to help you determine which home is right for you. You'll find a host of informative brochures on mortgages, articles about viewing homes, the offer, closing details, and moving.

Please contact me should you have any questions about buying a home in Ohio.

Below, select desired reports and complete the form provided.

		Thinking About Buying Your First Home Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
		Traditional Mortgages: Understanding your Options This brochure, produced jointly by by NAR and the Center for Responsible Lending, explains that for most consumers, traditional fixed-rate mortgages and adjustable-rate (ARMs) continue to be excellent options.
		Specialty (Non-Traditonal) Mortgages: What are the Risks and Adventages Produced jointly by NAR and the Center for Responsible Lending, this brochure can help buyers to make an informed decision about the kind of home financing that is best for them.
		Learn About FHA Mortgages The brochure, produced by NAR, FHA, and the Department of Housing and Urban Development, outlines the changes to FHA and how to qualify for an FHA mortgage, and other resources available fron FHA, HUD, and NAR.
		How to Avoid Predatory Lending Home buyers need to be aware that some lenders offer predatory loans that take advantage of consumers. This brochure identifies the warning signs of predatory loans. It also gives consumers tips on how to avoid them, including questions they should ask shopping for a loan.
		Avoid Common Buyer Errors Some buyers, caught up in the excitement of buying a new home, tend to overlook some items. When you have a systematic plan before you shop, you will avoid these costly errors. Here are some tips on making the most of your home purchase.


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